Legal & Compliance
Regulatory Disclosures
Important regulatory information, Form ADV details, performance disclaimers, and compliance disclosures for Lora Beth Zippe Advisory LLC.
Important Notice
Past performance is not indicative of future results. All investments involve risk, including possible loss of principal. Please read all disclosures carefully before engaging investment advisory services.
Registered Investment Advisor Status
Lora Beth Zippe is registered as an investment advisor with FINRA (CRD Number #6110176) and the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Investors are encouraged to verify advisor registration through FINRA BrokerCheck at brokercheck.finra.org.
Form ADV
Lora Beth Zippe Advisory LLC files Form ADV with the SEC as required under the Investment Advisers Act of 1940. Clients and prospective clients are entitled to a copy of Part 2 of Form ADV (the "brochure"), which contains detailed information about our advisory services, fees, conflicts of interest, disciplinary history, and other material information. A copy of our Form ADV Part 2 is available upon request at no charge.
Fiduciary Duty
As a registered investment advisor, Lora Beth Zippe is held to the fiduciary standard under both the Investment Advisers Act of 1940 and applicable state law. This means we are legally and ethically obligated to act in the best interest of our clients, provide full and fair disclosure of all material facts, and avoid conflicts of interest or disclose them when they cannot be avoided.
Performance Disclosures
Past performance is not indicative of future results. All return figures referenced on this website are for illustrative purposes only. Actual client returns will vary based on individual investment objectives, risk tolerance, account size, timing of contributions and withdrawals, and market conditions. Net-of-fee figures reflect deduction of advisory fees; gross figures do not. Composite performance data may include model portfolios and may not reflect the actual experience of any single client.
Risk Disclosure
All investments involve risk, including the possible loss of principal. Investments in securities, cryptocurrencies, foreign exchange, and derivatives carry heightened risks including market volatility, liquidity risk, counterparty risk, and currency risk. Cryptocurrency investments are particularly speculative and involve unique risks including technological risk, regulatory uncertainty, and extreme price volatility. There is no guarantee that any investment strategy will achieve its objectives.
No Guarantee of Results
Nothing on this website constitutes a guarantee of investment results or a promise of specific returns. All investment advisory services are subject to market risk. Lora Beth Zippe Advisory LLC makes no representations or warranties regarding the outcome of any investment recommendation.
SIPC Coverage
Client assets held through SIPC-member custodians are protected up to $500,000 (including $250,000 for cash claims) in the event of broker-dealer insolvency. SIPC protection does not protect against market losses or fluctuation in the value of investments. Cryptocurrency holdings may not be covered by SIPC protection.
Privacy & Data Protection
Lora Beth Zippe Advisory LLC collects, maintains, and protects client information in accordance with the Gramm-Leach-Bliley Act (GLBA) and our Privacy Policy. We do not sell, rent, or share client personal information with unaffiliated third parties except as required by law or with client consent. See our Privacy Policy for full details.
Website Disclaimer
The information on this website is provided for general informational and educational purposes only. Nothing on this website constitutes investment advice, financial planning advice, tax advice, legal advice, or any other professional advice. The content is not tailored to the investment needs, objectives, or risk tolerance of any individual visitor. Always consult a licensed financial professional before making investment decisions.
Verify Credentials Independently
You can verify Lora Beth Zippe's FINRA registration, license history, and any disciplinary actions at any time through FINRA BrokerCheck, a free public service.
Visit FINRA BrokerCheckCRD Number: #6110176 · FINRA Registered
Last updated: January 2025 · Lora Beth Zippe Advisory LLC · Privacy Policy